JCKFRUT (Pty) Ltd (“JCKFRUT,” “we,” “our,” or “us”) provides a digital wedding management platform at https://wedding.jckfrut.co (the “Platform”). Access to the Platform’s paid features is granted through the purchase of a once-off Tier upgrade (Boutique or Grand). Custom invitation design services are available under a separate written agreement.
Because the Platform delivers digital services that become operational immediately on purchase, refunds are limited in scope. This policy sets out clearly when a refund or exchange is available, when it is not, and what happens in exceptional circumstances.
This policy forms part of and should be read together with the JCKFRUT Terms of Service. In the event of any conflict, the Terms of Service prevail.
This policy applies to all purchases made on the Platform regardless of the currency in which payment was made (ZAR, USD, EUR, or GBP). Refunds, where applicable, are issued in the same currency as the original payment.
Tier — the pricing plan purchased by a Couple: Basic (free), Boutique (mid-tier, once-off payment), or Grand (premium, once-off payment).
Tier Upgrade — the purchase of access to the Boutique or Grand tier.
Paid Features — the features of the Platform that are unlocked by a Tier Upgrade and are not available on the Basic (free) tier.
Materially Used — one or more of the following actions has occurred after the Tier Upgrade was purchased: a wedding invitation has been sent to one or more guests via the Platform; the guest list has been built with five or more guest records; the seating planner has been used to assign guests to seats; vendor planning content, logistics, itinerary, finance, transport, or accommodation data has been entered and saved; or in-platform chat messages have been sent to a Collaborator.
Custom Invitation — a bespoke digital invitation design created by JCKFRUT under a separate written agreement outside the standard Tier pricing.
Event Date — the wedding date associated with the relevant project on the Platform.
Paystack — the third-party payment processor through which all Platform payments are processed.
Within 48 hours of purchase, Paid Features NOT materially used
Refund available: Yes
Conditions: Full refund to original payment method. Account reverts to Basic tier.
Within 48 hours of purchase, Paid Features materially used
Refund available: No
Conditions: The digital service has been delivered and accessed. Sale is final.
After 48 hours, no material use
Refund available: No
Conditions: The 48-hour window has passed. Sale is final except under Section 7 exceptions.
After 48 hours, Paid Features materially used
Refund available: No
Conditions: Sale is final.
Tier upgrade (Boutique to Grand), within 48 hours, Grand features not used
Refund available: Credit only
Conditions: Account credit for the price difference between Grand and Boutique. No cash refund.
Cancelled or postponed wedding, within 12 months of purchase
Refund available: Credit only (discretionary)
Conditions: 12-month platform credit at JCKFRUT’s discretion. See Section 7.3.
Verified platform failure preventing core functionality for 24+ consecutive hours
Refund available: Yes
Conditions: Full or partial refund at JCKFRUT’s discretion depending on the nature and duration of the failure.
Custom invitation design
Refund available: No (after work begins)
Conditions: Governed by separate written agreement. Non-refundable once work has commenced.
Basic tier (free)
Refund available: N/A
Conditions: No payment made. No refund applicable.
Eligibility You may request a full refund of a Tier Upgrade within 48 hours of the purchase confirmation, provided that the Paid Features have not been materially used as defined in Section 2. The 48-hour window begins at the exact time your purchase is confirmed by Paystack, which is the time recorded on your payment confirmation email. What "Materially Used" Means in PracticeThe following actions each constitute material use: • Sending a wedding invitation to one or more guests via the Platform.• Building a guest list with five or more guest records.• Using the Seating Planner to assign guests to seats.• Saving content in the Vendor Planning, Logistics, Finance, Itinerary, Transport, or Accommodation sections.• Sending in-platform chat messages to a Collaborator or Vendor. Browsing the Platform's paid features without saving or sending anything does not constitute material use. How a Refund Is Processed Approved refunds are processed through Paystack back to the original payment method. Paystack's processing times are outside JCKFRUT's control and typically take between 5 and 10 business days to reflect in your account, depending on your bank or card issuer. JCKFRUT does not issue refunds by cash, bank transfer, or any method other than reversal through Paystack to the original payment method. What Happens to Your Account After a Refund If a refund is approved and processed: • Your account is reverted to the Basic tier. You retain access to all features available on the Basic tier, including your account login, save-the-date tools, and RSVP tracking for up to 50 guests.• Access to all Paid Features unlocked by the refunded Tier Upgrade is removed.• Your account is not deleted. You remain able to log in, use the Basic tier, and make new purchases.• Any guest data, planning content, or chat records already stored on the Platform are retained in accordance with JCKFRUT's data retention policy and Privacy Policy, even after a refund.• Any wedding invitations already sent to guests remain accessible to those guests unless you separately request their removal.Once the 48-hour window has passed, all Tier Upgrade purchases are final. No refund will be issued, regardless of whether the Paid Features have been used or not. This position reflects the nature of the service: JCKFRUT provides access to a digital platform with ongoing hosting, storage, and support costs that begin at the time of purchase. The 48-hour window provides a fair and clearly disclosed opportunity to reconsider the purchase before the sale becomes final. The only circumstances in which a refund may be considered after 48 hours have passed are those described in Section 7 (Exceptions).Upgrading from Boutique to GrandIf you upgrade from Boutique to Grand, the upgrade payment covers the difference between the two tiers at the prices applicable at the time of the upgrade. If you request a downgrade from Grand back to Boutique within 48 hours of the upgrade payment and have not materially used any Grand-exclusive features, JCKFRUT will issue an account credit for the price difference between the Grand and Boutique tiers. This credit is redeemable against any future JCKFRUT purchase within 12 months. A cash refund of the upgrade payment is not available. This is because the Boutique tier access was already in place and paid for prior to the upgrade. Non-TransferabilityTier Upgrade payments are not transferable between separate wedding projects or between separate accounts. If you create a new project, a new Tier Upgrade is required for that project.The following circumstances may qualify for a refund or credit outside the standard 48-hour window. All exceptions are evaluated individually. Approval is at JCKFRUT's reasonable discretion and is not guaranteed. Verified Platform FailureIf a technical failure on JCKFRUT's platform prevents you from accessing or using core Paid Features for a continuous period of 48 hours or more, you may be eligible for a full or partial refund regardless of when the purchase was made. To qualify:• The failure must be on JCKFRUT's side, not caused by your device, browser, internet connection, or third-party services outside JCKFRUT's control.• The failure must have been reported to JCKFRUT at wedding.support@jckfrut.co within a reasonable time of you becoming aware of it.• JCKFRUT must have been unable to resolve the failure within 48 hours of the report. Where a verified platform failure is confirmed, JCKFRUT will offer a full refund, a partial refund proportional to the period of inaccessibility, or an account credit, at JCKFRUT's discretion and in consultation with you. Wrong Tier Purchased in ErrorIf you purchased a Tier Upgrade in error (for example, you intended to purchase Boutique but purchased Grand), you may request a correction within 48 hours of purchase, provided the higher tier's exclusive features have not been materially used. JCKFRUT will issue a credit for the price difference, redeemable within 12 months. A cash refund of the difference is not available after the 48-hour window. Cancelled or Postponed WeddingWe understand that weddings are sometimes cancelled or significantly postponed due to circumstances outside your control, including illness, bereavement, family emergency, or other serious unforeseen events. If your wedding is cancelled or postponed and you contact us within 12 months of your original purchase date, JCKFRUT may, at its discretion, offer a 12-month platform credit equal to the amount you paid. This credit can be applied to a new wedding project at any time within 12 months of issue. To be considered for this credit:• Contact wedding.support@jckfrut.co with your account details and a brief explanation of the circumstances.• JCKFRUT may request supporting documentation.• Credits are not transferable or redeemable for cash. A cash refund is not available under this exception. The credit is offered as a goodwill accommodation and does not create any contractual obligation on JCKFRUT's part to offer the same accommodation in all future cases. EEA and UK Users — 14-Day Cooling-Off PeriodUsers located in the European Economic Area (EEA) or the United Kingdom are entitled under the EU Consumer Rights Directive (2011/83/EU) and the UK Consumer Contracts Regulations 2013 to a 14-day cooling-off period for digital content purchased online. However, this right is expressly waived where: (a) the consumer has been informed before purchase that the right of withdrawal will be lost once performance of the service begins; and (b) the consumer has given express consent to the service beginning immediately and acknowledged the loss of the withdrawal right. JCKFRUT implements this waiver at the point of checkout. By completing a purchase, EEA and UK users confirm that they have requested immediate access to the Platform's Paid Features and acknowledge that the 14-day cooling-off right is waived from the moment Paid Feature access is granted. If an EEA or UK user purchases a Tier Upgrade and has not yet accessed any Paid Features (i.e. has not logged in to the Platform after the purchase was confirmed), they retain the right to withdraw within 14 days of purchase. To exercise this right, contact privacy@jckfrut.co within the 14-day period with proof that no Paid Features have been accessed.Bespoke custom invitation designs are provided under a separate written agreement with its own terms, timeline, and pricing. The following applies to all custom design work: • A non-refundable deposit is required before work begins. The deposit amount is specified in the written agreement.• Once work has commenced (defined as the date JCKFRUT begins design work as confirmed in writing), no refund of any amounts paid is available.• If JCKFRUT is unable to complete the custom design work due to circumstances on JCKFRUT's side, a full refund of all amounts paid will be issued.• Revision rounds and approval milestones are set out in the written agreement. Final sign-off by the client constitutes acceptance of the completed design and no refund is available after sign-off.• This Refund & Exchange Policy does not apply to custom invitation design work except where expressly stated in the written agreement.All refund and exchange requests must be accompanied by valid proof of purchase. This means your Paystack payment confirmation email or your JCKFRUT order confirmation email, both of which include your order reference number and the date and time of purchase.
We require this information to verify:
• The purchase date (to confirm whether the 48-hour window applies).
• The tier purchased.
• The currency and amount paid.
Requests submitted without proof of purchase may be delayed or declined.
1. Contact our support team by email at wedding.support@jckfrut.co as soon as possible and in any event within the applicable window described in this policy.
2. Include the following in your email:
• Your full name and the email address associated with your JCKFRUT account.
• Your Paystack or JCKFRUT order reference number.
• A brief description of the reason for your request (for example: “purchased within the last 48 hours and have not used any paid features”, “platform outage prevented access”, or “wedding has been cancelled”).
• Any supporting documentation relevant to an exception request.
3. Our support team will acknowledge your request within 2 business days and provide a substantive response within 5 business days.
4. If a refund is approved, it is processed through Paystack. Depending on your bank or card issuer, it may take between 5 and 10 business days to reflect in your account after processing. JCKFRUT has no control over your bank’s processing times.
5. If a credit is approved, it will be applied to your JCKFRUT account and you will receive written confirmation of the credit amount and its expiry date.
The following are not refundable under this policy:
• The Basic tier, which is free and involves no payment.
• Payments made more than 12 months prior to the refund request (except in the case of a verified platform failure directly attributable to JCKFRUT).
• Costs charged by your bank or card issuer for currency conversion, cross-border transactions, or any other bank fees associated with your purchase. These are not charged by JCKFRUT and are outside our control.
• Charges made by Paystack. Paystack’s own fees are governed by Paystack’s terms of service.
• Any amount for which a chargeback has already been initiated by you through your bank or card issuer. Initiating a chargeback while a refund request is pending with JCKFRUT may result in the refund request being closed.
• Purchases where the account has been suspended or terminated by JCKFRUT for breach of the Terms of Service or the Acceptable Use Policy.
If you initiate a chargeback through your bank or card issuer without first attempting to resolve the matter with JCKFRUT, we reserve the right to suspend or restrict your account access pending resolution of the dispute.
If a chargeback is resolved in JCKFRUT’s favour, you agree to reimburse JCKFRUT for all reasonable costs and fees incurred as a result of the chargeback, including Paystack penalty fees. This is consistent with the Terms of Service.
We strongly encourage you to contact us at wedding.support@jckfrut.co before initiating a chargeback. In most cases we can resolve issues faster than the bank dispute process.
South African Users (Consumer Protection Act)
Nothing in this policy limits or excludes your rights under the Consumer Protection Act 68 of 2008 (CPA). In particular, if the Platform fails to perform as described (for example, due to a defect or material malfunction), you retain your rights under the CPA to demand repair, replacement, or a refund of the amount paid, regardless of the timeframes set out in this policy.
EEA Users
Nothing in this policy limits or excludes your rights under applicable EU consumer protection law, including the Consumer Rights Directive 2011/83/EU. In particular, your right to a 14-day cooling-off period applies unless expressly and lawfully waived as described in Section 7.4.
UK Users
Nothing in this policy limits or excludes your rights under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (UK). Your 14-day cancellation right applies unless expressly and lawfully waived as described in Section 7.4.
A refund does not automatically trigger the deletion of your personal information or the data associated with your wedding project. Data is retained in accordance with JCKFRUT’s Privacy Policy and the data retention periods in the Terms of Service. Specifically:
• Your account information is retained for as long as your account is active.
• Wedding project data (guest lists, RSVPs, planning content) is retained until the Event date plus 90 days, after which it is deleted from active systems.
• Chat Records between you and any Collaborators or Vendors are retained for 24 months after the Event date.
• Transaction records are retained for a minimum of 5 years as required by applicable tax legislation.
If you wish to request early deletion of your personal data following a refund, you may do so by submitting a data erasure request to privacy@jckfrut.co. Deletion is subject to the overriding legal retention obligations described in the Privacy Policy.
JCKFRUT may update this Refund & Exchange Policy from time to time to reflect changes in the Platform, pricing, or applicable law. When material changes are made, we will post the updated policy on the Platform with a revised “Last Updated” date and notify account holders by email.
Purchases are subject to the refund policy in effect at the time of purchase. A policy update after your purchase does not retrospectively change the terms that applied when you paid.
For all refund and exchange enquiries:
JCKFRUT (Pty) Ltd
Email: wedding.support@jckfrut.co
Privacy & Data: privacy@jckfrut.co
Website: https://wedding.jckfrut.co
Support is available Monday to Friday, 9am to 6pm South Africa Standard Time (SAST).
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Look for corresponding annotations on the form and the invitation you will be making